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Zip Pay and Zip Money

A better way to pay, just about everywhere.

For your everyday,
there’s Zip Pay

Apply for up to $1,000 to spend, interest free always.

Zip Pay helps you navigate day-to-day life with ease by spreading the cost of your purchases over time. You’ll pay nothing upfront, and repay weekly, fortnightly or monthly on a schedule that suits you, with no interest ever. With Zip, you’re more in control of whatever comes your way.


For your not-so-everyday, there’s Zip Money

Apply for up to $5,000 credit to help you pay for your next step in life, every step of the way.

For the expected and unexpected. For renovations and celebrations. With a minimum 3 months interest free on every purchase and up to 5 years interest free at select Zip merchants, Zip Money is there for you when you need it the most.